Martial Arts Self Defense For The Elderly

Submitted by: William F. Gabriel

Martial arts self defense training isn t just for young adults anymore. Elderly patients are enjoying the benefits of the centuries-old disciplines from Tae Kwon Do to Kung Fu to Karate. Experts say that when seniors and the elderly participate in programs learning martial arts moves, they actually help prevent osteoporosis. Seniors who already suffer from the condition can help reverse bone loss and learn to fall safely to prevent common injuries like broken bones.

Choosing the Right Training for Seniors

As a senior interested in the study of martial arts, your first step is to speak with your doctor about beginning a training program. The exercises can be rigorous, so it s important to make sure that you are healthy enough to begin a training regimen.

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Next, take some time to do a little research on the different kinds of martial arts self defense programs available to you. Look for one that seems like it would be enjoyable and beneficial. Once you have some idea of the discipline you want to try, begin searching for an instructor. You ll want to find someone who meets your needs and requirements as an elderly student. After that, consider the pros and cons of each school and decide which training program is best for you.

There are several things to consider when you begin searching for an instructor. You need an excellent trainer who is well qualified in his or her field. Look for an instructor with plenty of experience training seniors. In many cases, it will be imperative that the martial arts moves you learn are modified to ensure your safety. Find an instructor you respect and who gives clear, precise instructions.

You should also visit the facility and make sure it s in a safe location you can get to easily. If you live in an assisted living facility, you might want to check with your facility s recreation director for programs available to you on campus. All training tools and equipment should be clean and safe. Don t hesitate to ask questions if you have any concerns about the equipment you will be using.

Each martial arts self defense program is different and focuses on a different set of core values and principles. Ask your teacher about his or her teaching style and philosophy of learning to make sure the class is a good fit for your values and personality.

Finally, everything will come down to one question. Can you afford the training? Prices will be different for every school and every instructor. You can usually get price schedules online and do a little comparison shopping before you start your training. However, it might be necessary to call around first. Make a checklist to help you compare your options. Some training facilities will offer a special rate for persons over a certain age, so don t forget to ask about senior discounts.

Martial arts self defense training is a great way for seniors to get exercise and build self-confidence.

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Top 15 U.S. Cities With Likely Home Price Reductions

By Real Estate Advisor

There has been a shift in the risk of home price reductions in the U.S. towards Florida and California and some areas of the southwest, according to the PMI Mortgage Insurance Co.’s Summer 2007 U.S. Market Risk Index. The index ranks the 50 largest metropolitan statistical areas in the U.S. according to the risk of home price reduction in the next two years.

On an average, the 50 MSAs scored 346, which is 34.6 % possibility that home prices will reduce in the next two years. The PMI risk index model has been updated this year with the inclusion of the recent price volatility in the market. Also this year’s index includes risk ranking where in MSAs with consistent characteristics are grouped under the same rank. Thus we have Riverside, CA, Phoenix, AZ, Las Vegas, NV, and West Palm Beach, FL group ranked on the top of the index having about 60 % chance of home price reductions in the next two years. Five MSAs in California – Los Angeles, Santa Ana, Oakland, Sacramento and San Diego in California, and four in Florida – Orlando, Fort Lauderdale, Miami and Tampa, feature among the top 11 that face a home price decline of more than 50 %.

Home price appreciation rates have slowed in almost all the 50 largest MSAs. The number of MSAs that saw a home appreciation in the double digits in the first quarter of 2007 has declined to five, way below last year’s 26.

Markets which have had a history of price volatility are more likely to experience home price decline in the future, according to Mark F. Milner, PMI’s Chief Risk Officer. Still with all these going ons, it is not a bad time to buy a home as a long term investment as long as buyers pick their mortgage package with care and have realistic expectations of their properties appreciation.

The following are the top 15 metro areas that are likely to experience home price declines in the next two years, with their group ranks at the front, and scores at the end.

1 Riverside-San Bernardino-Ontario, CA – 652

1 Phoenix-Mesa-Scottsdale, AZ – 646

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1 Las Vegas-Paradise, NV – 614

1 West Palm Beach-Boca Raton-Boynton Beach, FL – 607

2 Los Angeles-Long Beach-Glendale, CA – 586

2 Santa Ana-Anaheim-Irvine, CA – 577

2 Oakland-Fremont-Hayward, CA – 572

2 Orlando-Kissimmee, FL – 563

2 Sacramento-Arden-Arcade-Roseville, CA – 560

2 San Diego-Carlsbad-San Marcos, CA – 555

2 Fort Lauderdale-Pompano Beach-Deerfield Beach, FL – 542

2 Miami-Miami Beach-Kendall, FL – 524

2 Tampa-St. Petersburg-Clearwater, FL – 506

2 Boston-Quincy, MA – 501

2 Washington-Arlington-Alexandria, DC-VA-MC – 500

Be sure to contact a local Realtor if you are thinking about buying or selling a home, condo, or any other real estate.

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